Car Accident
I WAS HURT, BUT I WANT TO KNOW HOW MUCH TIME DO I HAVE TO BRING A CLAIM?
Due to recent law changes, if you are hurt through no fault of your own, and your reason for being hurt happened on March 24, 2023, or after, you now have two years to file a lawsuit. That is a very short window of time. Florida law now has more hurdles for a citizen to receive fair compensation. Call us, we got this!
Frequently Asked Questions
I just moved to Florida. What kind of insurance should I have?
Welcome to Florida! First of all, Florida has the highest percentage of uninsured motorists. This means
that you could be hurt by someone without bodily injury coverage. This will result in having high unpaid
bills from your hospital visit. Talk to your insurance agent about bodily injury coverage and why you
should purchase uninsured motorist coverage.
I was just in a fender bender, what should I do?
- First, move your vehicle to a safe location.
- Check and make sure if anyone needs medical attention.
- Call 911 and report the crash.
- Exchange insurance information and names while waiting for 911 responders.
- Take photos of all cars involved.
- Ask witnesses for their names and numbers.
- Report the crash to your insurance company even for a fender bender
Remember, you might feel fine at the scene, but pain symptoms can appear later so seek medical care for yourself and your passengers as soon as possible. - Call us so we can go over your rights with you.
I reported the claim for my car, and didn’t think I was hurt, but now I am, what should I do?
Call your insurance company and ask for a claim number or call us and we will call for you.
The bad driver’s insurance company tells me that the bad driver has minimum coverage, what does that mean?
It means that they may have purchased only property damage to fix or total your car, and to provide medical care for the people in their vehicle but if you call us, we can go over the different types of insurance and help you through the insurance questions.
When the crash happened, I was in a friend’s car, and I don’t have a car, what should I do?
Different types of insurance can help you if you don’t have a car, but are injured while a passenger in another’s, so call us and we can explain your rights in more detail.
I was hurt in a crash, and my primary doctor won’t see me, what should I do?
Many doctors will see you under your No Fault insurance, and you don’t have to pay co-pays or deductibles, however, many don’t treat for car crashes even if you have health insurance. We can help you with your No Fault Claim, so call us.
I have had previous injuries or trauma, but having been in an accident, I feel worse, what should I do?
A car crash can cause you to feel worse, and seek medical attention because you are more susceptible to injury. We can help you to get your bills paid and get your losses reimbursed, so please call us.
Do I have to file a claim with my own insurance company?
You have to tell your insurance company you were involved in a car crash. They may tell you not to open a claim, but if you are hurt you have to use your No Fault insurance with your insurance company. Call us and we can tell you why, and how No Fault works.
I was hurt by a drunk driver but they have no insurance, what can I do?
Depending on the facts of what happened, you may have a claim for uninsured motorist coverage or against the bar or event that provided alcohol, so please call us to go over your rights.
A semi-truck has hit me, what should I do?
- First, move your vehicle to a safe location.
- Check and make sure if anyone needs medical attention.
- Call 911 and report the crash.
- Exchange insurance information and names while waiting for 911 responders.
- Call 911 and report the crash.
- Take photos of your car and the semi.
- Ask witnesses for their names and numbers.
- Report the crash to your insurance company.
- Remember, you might feel fine at the scene, but pain symptoms can appear later so seek medical care for yourself and your passengers as soon as possible.
- The insurance companies for semi-trucks will often ignore your call about your calls about injuries, and about your vehicle, so call us, so we can go over your rights with you because they will keep ignoring you.
I was in an Uber/Lyft and it was in an accident, what can I do?
If you were a passenger in a ride share, take pictures, call 9-1-1, insist on the police being called, seek medical attention if you are hurt and call us. Florida law has different, complicated rules that apply and we can explain your rights to you.
