Welcome to Florida! First of all, Florida has the highest percentage of uninsured motorists. This means
that you could be hurt by someone without bodily injury coverage. This will result in having high unpaid
bills from your hospital visit. Talk to your insurance agent about bodily injury coverage and why you
should purchase uninsured motorist coverage.
Under Florida Statute 316.083 (http://www.leg.state.fl.us/Statutes/index.cfm?App_mode=Display_Statute&URL=0300-0399/0316/Sections/0316.083.html) a motorist must allow at least three feet of space between bicyclist and the overtaking vehicle. Sadly, most motorists do not give this minimum safe distance.
The State of Florida publishes rules for pedestrians as well as vehicles near pedestrians at https://www.flhsmv.gov/resources/handbooks-manuals . The insurer will insist on a recorded statement. It is our recommendation that you talk with a lawyer so you know how the insurer may try to twist your words. Call Howell & Thornhill P.A., for a free consultation. We got this.