Sometimes when life gets busy, you put on the back burner things that you find are important at the wrong time. As you get closer to renewing your policy, you should make sure that you have purchased uninsured motorist coverage for you, and your family. You can even purchase this type of protection for your motorcycle. Uninsured motorist coverage protects you and your family if you are hurt by someone without bodily injury coverage. Bodily injury coverage unfortunately is not required in the State of Florida. Even though many of us have tried to change the law, the insurance companies don’t want to change the status quo and people get stuck with large unpaid bills because someone was careless and didn’t purchase this additional insurance for their negligence.