Uninsured motorist coverage is crucial in Florida. Florida law allows careless drivers to get behind the wheel with no coverage for medical bills or time out of work for those that they hurt. The only way to protect yourself is uninsured motorist coverage. Insurance agents often push “no coverage” or “nonstacking coverage” for uninsured motorist coverage. We disagree. You want stacking uninsured motorist coverage equal to the limits of bodily injury liability coverage. Protect yourself.