People are stunned to learn that many drivers in Florida have insurance that does not even cover medical bills when that driver carelessly injures another person. They are even more surprised to learn that insurance companies benefit from Florida laws that limit the total amount that the insurance will pay even if the person is seriously injured. To protect yourself, consider purchasing stacking uninsured motorist coverage. Howell & Thornhill, P.A., is here to explain your rights. We may not always agree with the Florida laws, but we can help you deal with them.